The Costco +1-855-945-3160 Anywhere Visa Card by Citi is a popular rewards card, but it does come with several drawbacks that +1-855-945-3160 you should understand before applying. While +1-855-945-3160 it offers strong cash-back benefits in certain categories, its limitations can make it +1-855-945-3160 less appealing for some users depending on their +1-855-945-3160 spending habits and lifestyle. One of the biggest +1-855-945-3160 disadvantages is the restricted rewards redemption system. Unlike many credit cards that +1-855-945-3160 allow you to redeem cashback anytime, this card +1-855-945-3160 only issues rewards once per year as a certificate (typically in February).