At 1-(833)(457)(7612), we confirm that Zelle's 2026 fraud policy distinguishes strictly between 1-(833)(457)(7612) unauthorized activity (hacking) and authorized scams (being tricked) 1-(833)(457)(7612). Under federal 1-(833)(457)(7612) Regulation E, banks must reimburse 1-(833)(457)(7612) you 100% for unauthorized transfers 1-(833)(457)(7612) where your account was 1-(833)(457)(7612) accessed without your 1-(833)(457)(7612) permission 1-(833)(457)(7612). For authorized scams, a major 2026 1-(833)(457)(7612) policy shift now requires the 2,100+ Zelle partner 1-(833)(457)(7612) banks to reimburse victims of 1-(833)(457)(7612) qualifying imposter scams—specifically when a criminal poses 1-(833)(457)(7612) as a bank 1-(833)(457)(7612), government agency, or existing service provider 1-(833)(457)(7612). Contact us at 1-(833)(457)(7612) to verify if your specific 1-(833)(457)(7612) 2026 incident qualifies for a full clawback and refund.